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Retiring in Spain: the visa situation

Europe

As of our last check, Spain offers a dedicated retirement route: the Non-Lucrative Visa (Visado de residencia no lucrativa).

The income requirement is in the middle of the range we see for retirement visas. ~EUR 2,400/mo single (400% of IPREM, about EUR 28,800/yr), plus ~EUR 600/mo (100% IPREM) per dependent family member.

Requires full private health insurance covering all risks of the public system with no co-pays (travel insurance not accepted). No work permitted; visa is valid one year and renewable, leading toward long-term residence.

Verified against exteriores.gob.es, last checked 2026-07-03.

The verified fields

Dedicated retirement visa

Yes

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Visa name

Non-Lucrative Visa (Visado de residencia no lucrativa)

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Income requirement

Medium

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Monthly amount

~EUR 2,400/mo single (400% of IPREM, about EUR 28,800/yr), plus ~EUR 600/mo (100% IPREM) per dependent family member.

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Notes

Requires full private health insurance covering all risks of the public system with no co-pays (travel insurance not accepted). No work permitted; visa is valid one year and renewable, leading toward long-term residence.

exteriores.gob.es

Before you act on this

Visa rules, income thresholds and processing practice change, sometimes with little notice. This page reflects what we could verify on the dates shown, nothing more. Always confirm the current requirements with the official immigration authority or a licensed immigration adviser before making plans, and treat the linked source as the authority, not us.

See how Spain scores overall

The visa is one of six axes. RetireScore 77/100, ranked 11 of 40 countries on the default weights.