Brazil
A solid all-round choice. Ranked 25 of 40, strongest on affordability, softest on safety.
Key facts
Visa & residency
Requires proof of at least US$2,000 per month in recognized pension or retirement income.
Temporary residency with an initial two-year term, renewable indefinitely; there is no minimum age requirement. A spouse and dependent children can be included via a Family Reunion visa.
Healthcare
The public SUS (Sistema Único de Saúde) is described as one of the most generous systems in the world, free to all residents and covering primary care through hospitalization; quality is good in major cities but facilities get overcrowded, with weeks-long waits for primary care and months for specialists.
Expats can access SUS with a CPF and residency card, but many opt for private insurance for faster, higher-quality care and multilingual staff; private plans run roughly £80/month for basic to £400+/month for comprehensive coverage.
Cost of living
A comfortable single-person lifestyle runs roughly R$5,500-7,500 (about US$1,100-1,500) per month, higher in premium cities like São Paulo and Rio.
Rent in the US is about 334.6% higher than in Brazil, per Numbeo; housing is the largest cost advantage.
Safety & climate
Brazil ranks 124th of 163 countries on the Global Peace Index with a score of 2.333, placing it in the lower third; urban crime is a real concern and safety varies significantly by city and neighborhood.
Brazil spans a wide range of tropical and subtropical landscapes, including wetlands, savannas, plateaus, and low mountains; the far south is cooler and subtropical.
Community & language
Established expat and retiree communities exist in Florianópolis, Fortaleza, Curitiba, and Rio; English proficiency is 'Low' on the EF EPI (score 482, ranked 75th), so learning Portuguese is important.
Portuguese is the official and national language; English proficiency is limited outside tourist and business circles.
Taxes
As a Brazilian tax resident, foreign income including pensions is subject to Brazilian tax; the recognized US-Brazil reciprocity permits offsetting US tax already paid against the Brazilian tax due on the same earnings.
Brazil has no full income tax treaty with the US, but the two countries officially recognize reciprocity of tax treatment, allowing US tax paid to be offset against Brazilian tax due on the same earnings; Brazil holds ratified treaties with 37 other countries.
Compare Brazil with its closest rivals
The three countries whose RetireScore sits nearest.
