Retiring in Montenegro: the visa situation
As of our last check, Montenegro does not offer a dedicated retirement or passive-income visa. Retirees who settle there typically use other residence routes, so plan on more paperwork than in countries with a purpose-built visa.
Montenegro has no dedicated retirement visa. Retirees stay via a one-year renewable temporary residence permit granted on grounds such as real estate ownership, family reunification or proven means of subsistence with accommodation and health insurance. After five years a permanent residence permit is possible.
Verified against gov.me, last checked 2026-07-03.
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Retirees can qualify for residence with proven income of about 1,800 euros per month; the property-ownership route requires owning real estate worth at least 200,000 euros.
Montenegro has no dedicated retirement visa. Retirees stay via a one-year renewable temporary residence permit granted on grounds such as real estate ownership, family reunification or proven means of subsistence with accommodation and health insurance. After five years a permanent residence permit is possible.
Before you act on this
Visa rules, income thresholds and processing practice change, sometimes with little notice. This page reflects what we could verify on the dates shown, nothing more. Always confirm the current requirements with the official immigration authority or a licensed immigration adviser before making plans, and treat the linked source as the authority, not us.
See how Montenegro scores overall
The visa is one of six axes. RetireScore 65/100, ranked 32 of 40 countries on the default weights.