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Retiring in Panama: the visa situation

Latin America

As of our last check, Panama offers a dedicated retirement route: the Pensionado (Pensioner / Retiree Residence) Visa.

The income requirement is on the low side, so a typical pension is more likely to clear it. Minimum verifiable lifetime pension of USD 1,000 per month from a government program or private corporation, plus USD 250 per month per dependent.

One of the most established retirement programs; benefits include import tax exemptions, utility discounts and reduced healthcare costs.

Verified against embassyofpanama.org, last checked 2026-07-03.

The verified fields

Dedicated retirement visa

Yes

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Visa name

Pensionado (Pensioner / Retiree Residence) Visa

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Income requirement

Low (easier to meet)

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Monthly amount

Minimum verifiable lifetime pension of USD 1,000 per month from a government program or private corporation, plus USD 250 per month per dependent.

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Notes

One of the most established retirement programs; benefits include import tax exemptions, utility discounts and reduced healthcare costs.

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Before you act on this

Visa rules, income thresholds and processing practice change, sometimes with little notice. This page reflects what we could verify on the dates shown, nothing more. Always confirm the current requirements with the official immigration authority or a licensed immigration adviser before making plans, and treat the linked source as the authority, not us.

See how Panama scores overall

The visa is one of six axes. RetireScore 77/100, ranked 10 of 40 countries on the default weights.